{"id":1568,"date":"2024-11-21T16:23:48","date_gmt":"2024-11-21T15:23:48","guid":{"rendered":"https:\/\/www.immobiliareradovix.it\/library\/?p=1568"},"modified":"2024-11-22T15:10:30","modified_gmt":"2024-11-22T14:10:30","slug":"mutui-tassi-in-discesa","status":"publish","type":"post","link":"https:\/\/www.immobiliareradovix.it\/library\/mutui\/mutui-tassi-in-discesa\/","title":{"rendered":"Mutui: tassi in discesa"},"content":{"rendered":"\n

La prossima riunione della BCE \u00e8 in programma per il 12 dicembre, ma i mercati gi\u00e0 danno per certo un nuovo taglio dei tassi interesse. L\u2019Eurirs \u2013 il parametro di riferimento per i mutui a tasso fisso \u2013 attualmente si attesta al 2,07% per i mutui a trent\u2019anni e nel 2025 potrebbe subire ancora qualche lieve flessione. Tenuto conto degli spread applicati dalle varie banche (cio\u00e8 il loro guadagno sui finanziamenti erogati), i costi di istruttoria e della <\/a>perizia, attualmente i mutui trentennali hanno tassi effettivi che oscillano tra il 2,85% e il 3,2%.<\/p>\n\n\n\n

Condizioni economiche pi\u00f9 vantaggiose sono applicate alle case \u201cgreen\u201d, cio\u00e8 agli immobili in classe energetica A e B. In questi casi, infatti, le banche offrono tassi mediamente pi\u00f9 convenienti dello 0,2% – 0,4% perch\u00e9 generalmente si tratta di appartamenti nuovi che meglio potranno mantenere il loro valore negli anni futuri e quindi che rappresentano degli investimenti meno rischiosi per le banche che finanziano gli acquisti. Per fare un esempio pratico, uno sconto di 30 punti base per un mutuo di 150mila euro in 25anni significa un risparmio di 23\u20ac al mese, che in totale diventano 6.900\u20ac alla fine dei 25 anni di mutuo.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

La prossima riunione della BCE \u00e8 in programma per il 12 dicembre, ma i mercati gi\u00e0 danno per certo un nuovo taglio dei tassi interesse. L\u2019Eurirs \u2013 il parametro di riferimento per i mutui a tasso fisso \u2013 attualmente si attesta al 2,07% per i mutui a trent\u2019anni e nel 2025 potrebbe subire ancora qualche […]<\/p>\n","protected":false},"author":2,"featured_media":1569,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[79],"tags":[],"class_list":["post-1568","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutui"],"yoast_head":"\r\nMutui: tassi in discesa - Library<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.immobiliareradovix.it\/library\/mutui\/mutui-tassi-in-discesa\/\" \/>\r\n<meta property=\"og:locale\" content=\"it_IT\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Mutui: tassi in discesa - Library\" \/>\r\n<meta property=\"og:description\" content=\"La prossima riunione della BCE \u00e8 in programma per il 12 dicembre, ma i mercati gi\u00e0 danno per certo un nuovo taglio dei tassi interesse. 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